What is Medicaid for Long-Term Care?
Medicaid Long-Term Care Overview
The Medicaid Program is a joint federal and state government program that provides help in paying for medical services for individuals with limited assets and low income. Many people think of Medicaid benefits for disabled or low income adults, but Medicaid also has a program that helps aging individuals who need long-term care (“ Medicaid for Long-Term Care ”).
In order to qualify for Medicaid generally, there are certain requirements such as proof of U.S. citizenship and residency in the state of application. There are also additional medical and financial requirements that must be met in order to qualify for Medicaid for Long-Term Care.
Medicaid coverage for Long-Term Care services are set on the federal level, but each state has significant flexibility in the way it chooses to implement Medicaid for Long Term Care. As a result, Medicaid rules vary considerably state-by-state. For example, states are required to offer nursing home services but they may choose whether or not to also provide assisted living services. Not every long-term care facility is able to accept Medicaid as a form of payment.
In order to determine whether you qualify for Medicaid Benefits for Long-Term Care, your state must first evaluate whether you are medically in need of long term care. Then your state will evaluate your income and assets to confirm you meet the financial eligibility requirements.